Originally Posted by
Drwaz99
It's going to be revolving credit accounts (most business cards don't report to your personal credit file so they won't count) when that reason code is used for credit apps and it's going to mean different things from different lenders. US Bank is a pretty conservative lender. They don't like to see much more than 1/12 and 0/6 but you can squeak by if your profile supports it and/or you have depository accounts with USB. Over 2/12 is almost always going to be a no from them these days.
Appreciate it - I had just opened a personal checking account when I applied for the Business card, that may have been another mark against me - now the personal checking account with USB has been open for awhile.
Just as a refresh in these terms: 1 card in 12 weeks? 0 cards for 6 days?
Thanks again