Originally Posted by
FlyingSloth
I use AmEx's Premium car insurance. It's still good value. Because car rental companies charge $20 - $30 per DAY. So even if it got charged twice on a 40 day rental.. that's still $19.99x2 vs $25 / day.. and then calling to ask them to remove the duplicate which takes 5 minutes.
Who cares what the rental car company charges, the credit card gives you the insurance for FREE. How is $19.99 better than free? As I said, the only reason I took out the premium was for the rental more than 30 days and that isn't possible anyways.