FlyerTalk Forums - View Single Post - Amex USA Cell Phone Protection (Cent, Plat, Bus Gold; Reserve, Aspire, Brilliant)
Old Mar 1, 2021, 9:43 am
  #5  
notquiteaff
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Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA Plat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
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Originally Posted by jeeden
Great benefit here. If you consider even the cheapest cell phone insurance plans out there with higher deductibles I think you are REALLY offsetting the AF for the cards and this is just the cherry on top for me justifying to keep the Personal Platinum.
I have never paid or considered paying for a cell phone insurance plan, and In 25 years of cellphone usage I have never lost or broken a cellphone. So for me this isn’t really a benefit I expect to use.

That said, I will still move my phone’s Fi charges to the Plat card. I don’t think I have a card where the spend earns significantly more than 1 MR per dollar.
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