Very positive results. (But my stock picks were lousy.)

Opened three accounts for self, spouse and family trust. All points posted within three weeks.

Then opened five trustee accounts for grand-kids and all posted promptly. Referred son-in-law who opened three accounts...WE BOTH GOT THE BONUS plus the opening account points. Without checkng the statement thnk that's about 60,000 between the two of us.

Sorry for those who had bad experences but think both sides should be heard.