Originally Posted by
fuyao
Paypal friends, you can send money to a friend p2p and pay with any card, even AmEx, without paying a paypal fee as long as you mark the transaction as "friends" instead of a commercial transaction.
Personal transactions on PayPal incur a 2.9 percent fee if you use a credit or debit card. There is no fee if you use your PayPal balance or bank balance.
https://www.paypal.com/us/webapps/mpp/paypal-fees