Originally Posted by
akr1970akr
...
* free safe deposit box
* one card fee waived per year (up to $100, used to be 2)
* 30k typ per year from doing various random banking stuff, paying a bill, putting $20 into savings etc
* don't really use ATMs, but all fees waived for those
* maybe once in a blue moon need an in/out wire, no fees again
* can order physical foreign currency w/o fees, but again probably getting jacked on the fx conversion rate
...
Nice list, thanks. I wasn't aware of the CC fee waiver until coming across this thread. Have to try it in the future -- up to now I've relied on the often accommodating retention offers. I've always used the TYP from banking activities, although the new benefit schedule for the Priority package is practically identical to CG.
Once I tried ordering FX ahead of a trip. I made the phone rep quote me both buy and sell rates -- and discovered a 10% spread. That was far from being a "no-fee" service, and I passed. When we withdraw from a foreign ATM, I understand that a mid-point rate is used, albeit with a wide wiggle room at which time/date that rate can be picked.