Originally Posted by
EAJuggalo
It all depends on the issuer. To most of them, a large number of inquiries in a limited time is proof of risky behavior. I would look at which bureaus have what number of inquiries and focus on the one with the least. Credit Pulls Database can help you determine what banks pull what reports going forward.
To avoid hard pulls, some lenders like AMEX, don't hard pull for new accounts for existing customers. Navy Federal there are ways to get soft pull cards at certain times of the year.
Thats useful...I tried looking at the website CreditBoards for credit pulls, but there really was a hard time finding a lot of useful data searching for my state of Michigan. It also seems that everyone has been using Experian on all my pulls across all banks. I will try AMEX next since I have the gold. Do you know of a good resource to come up with some of these data points like you mentioned on AMEX and Navy Fed? Thank you very much