Originally Posted by
brc01
Amex doesn't really care unless it's a limited-time promo, i.e. minimum spend on a new card or promotional bonus spend offer. I would advise exercising caution and spread out charges if attempting the 6 month $15,000 Platinum grocery spend bonus offer.
Also, trying to be cute and obfuscate xx5.95 charges or think L2 stores somehow fully protect you is no longer the case anymore. It's volume/velocity/pattern when they decide you've gone too far gaming the limited-time promo and send you a nice letter that your charges aren't eligible for rewards.
Exactly this. If you aren't working on a SUB or off a promo, then history shows AMEX is pretty lenient. For those that are racking up the MS on the 10x grocery bonus on platinum card, you are really taking a risk. AMEX clawed back tons of points from the Hilton card grocery promo over the summer. In my opinion it's not worth it. Amex MR points are pretty valuable, and I'll take years of being able to earn points on the gold card at grocery over the cost of a quick 150k points from a promo with a clawback or shutdown.