The question is whether they will continue to have those benefits if their individual balances do not meet the balance requirement.
Clearly that change is on the secondary account holder's own account. Not sure what is not clear here.
So far the best combo is still Bof/ML. My relationship banker is trying hard to keep my business. I can get her to waive my bank fees, so I do not have to wait for 30 minutes to talk to a live person.
Like to see what Goldman and Morgan Stanley/ETrade are going to offer in this space.