Not good. Only the joint accounts are part of the CPC.

Small Negative Change To Chase Private Client Status Benefits - Doctor Of CreditA reader who is a Chase Private Client reached out to let us know about a negative change which Chase is implementing on those with Private Client status:

Previously, if you were a joint accountholder with a private client, you’d get full private client privileges and fee waivers, even on your other accounts which are not adjoined to the private client. However, they are now sending out notice of a change whereby every individual needs to have $150,000 in their own balances to be considered Private Client and get fee waivers and the like.