Originally Posted by RedSun

The real benefits I got was able to work with a banker over the phone, via email and meeting in local branch. He worked hard to chase the new account bonus. Now I get a BofA/ML banker doing the same thing for me.

Charles Schwab has an ATM card that does not charge any ATM fees worldwide. No question asked.

Banking is like commodity now. The real benefit with Chase is its credit card portfolio. But since there is additional benefit linking CCs with Chase banking, CPC benefits have somehow diminished.

Chase's limitation on trading certain products is a big minus. I'm sure JPM won't allow anyone to trade AMC, GameStop etc. They will be happy if you buy the JMP mutual funds. That generates fees and won't crash its trading system like Robinhood did.