FlyerTalk Forums - View Single Post - Chase Product Change/Card Conversion: Downgrade, Upgrade, Keep or Cancel? 2020 - 2022
Old Jan 29, 2021, 8:42 am
  #298  
RNE
 
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
Originally Posted by creampiggy
I originally got my CSR in April 2017 and PC it to Freedom Unlimited in May 2019 before finally PC it to Freedom in June 2020. Now I am considering PCing back to CSR.
Or you could wait a while (48 months after your CSR bonus posted*) and then apply for the CSR (assuming you're under 5/24 and don't have another Sapphire card of any kind). Applying would enable you to get another sign-up bonus, PCing wouldn't. You'd still have your Freedom card with all its benefits and its 4-year credit longevity. And if for some reason your application fails, you can always go the PC route then.

*Bonus anniversary is not your application approval date, it's the date of the statement on which your sign-up bonus appeared. Chase's website provides seven years worth of past statements, if you need to look that up. If you apply just one day early, Chase can deny your application.
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