Originally Posted by ithinkurdumb

Does the merchant website dictate the ability to use PayPal without an account? For the past year or two, I've only see the PayPal login screen when I chose PayPal on the e-commerce websites I shop with. Would love to know if that's something we can bypass.

Originally Posted by PayPal

To receive guest checkout payments

Enable the PayPal Account Optional option in your account settings. The path to this option for US accounts is:

Profile > Selling Preferences > Website Payment Preferences > PayPal Account Optional
Select yes.

Originally Posted by PayPal

Buyers Can Checkout Without a PayPal Account

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For new buyers, signing up for a PayPal account is now optional. This means your customers can complete their payments first, and then decide whether to save their information in a PayPal account for future purchases. The checkout is more convenient, resulting in more completed sales and satisfied customers.
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Here’s how this easier checkout works:

Customers enter their name and shipping address. They’re prompted for their credit card, email address, and phone number. (Optional) After reviewing their information, they may choose to save their information by creating a PayPal account to make future transactions faster.

Please note that PayPal’s fraud prevention measures remain in effect for buyers who use this checkout. PayPal applies the same techniques for this checkout as it does for other transactions.