Do you have the JPM self-directed investment account? Is it truly fee-free? I wonder if I should close my You Invest account then if I decide to upgrade to CPC. I definitely would ask the banker for more details, but sometimes I find FTers are more knowledgeable about some products (especially travel-related) than some reps at the company.
LAX
I have a self-directed brokerage account, and there are no fees.
I am also not pressured by my banker or investments "advisor" to have my investments managed by Chase. The banker asked me how I manage my investments when I signed up (no-fee and self-directed through Merrill Edge) and passed the notes along to the advisor when he introduced me. Interestingly, the advisor told me not to use YouInvest when we first met.