Originally Posted by
lensovet
btw, since i reached the end of my free year, i called chase and asked what could be done about the annual fee. i was genuinely surprised when the only option offered was to downgrade to the no-fee card. given the pandemic you would think they would be ok with a spending challenge? anyway, i took the offer. note that the no-fee card provides only secondary car rental insurance coverage, unlike the paid card where it is primary.
Chase does not tend to give spending challenge type retention offers, at least not as often as Amex or Citi. Looking at the retention offer thread, Chase will sometimes offer a statement credit. For example, last year I received a $50 statement credit on my Marriott Boundless card, with no spending requirement. There are not many recent Chase examples of spend $X, get Y miles or $Z.
My AF just posted after my first year. No retention offer either, so I downgraded to the Gateway no AF card.