Originally Posted by
vincentjm
Hi guys!
So a while back I got the gold amex here in Switzerland. However, amex cards are not issued nor handled by american express, but instead by a local company called swisscard, which are terrible in my experience. And the rewards program is miles behind other country's offerings. Oh, and it's $450 a year.
Anyways, since I often travel to the US I was thinking about getting the platinum International Currency Card in US Dollars. And the 2 lounge access passes aren't bad either.
How hard is it to get one? It states you need an annual income of at least $65k. I just barely make 65k a year, but I have a lot of money in other assets, such as properties. Do they still ask your bank for a reference or will they just pull up your amex history and standings?
Also here an important question: Is the platinum ICC card metal?
Cheers, Vincent
If you travel often to the US, why don't you try to obtain the "real" Amex Platinum? It may take a year or more, but sure it's worth the investiment.
Open a checking account on Bank of America, get a secured credit card (mail forward address in the US needed, also a US phone number, which can be virtual), after 6 months get a simple Amex card (no SSN required, just your passport), wait for another 6 months, if your FICO Score is good, you may be approved for the Platinum. And if you are not, there is a lot of very good options on Amex portfolio, as the Green, Gold, Aspire, Surpass, Delta Platinum...