Originally Posted by
WineCountryUA
This is a travel insurance question. United / UA does not offer CFAR travel insurance.
What travel insurance are you using?
On UA you can change a ticket for free (will have to pay more if the fare has changed), but will the travel insurance allow CFAR purchase on a changed ticket outside of the original 21 day window? (It is not considered a new ticket but rather a changed ticket.) Again this is a travel insurance question.
I suspect the travel insurance companies have to have rules against this; otherwise, nobody would buy the insurance until they were sure they'd need to cancel.