I'm surprised by all the hostility toward TPG. If you don't like the site, don't visit. Several common taters seem very angry. I have not visited TPG in several months, just as I have not visited FT, but in the past I have occasionally found some useful info on TPG. Perhaps some folks are jealous that they did not have the foresight to start a similar website 10 years ago? I know nothing about Brian Kelly, but more power to him. As for CC bonus points, I have not seen any changes in bank underwriting since COVID. My wife and I still managed to collect 500K in bonuses during 2020, in addition to what we earned from spending, and the little bit that I earned from actually flying before COVID. My 20-year old daughter had no problem getting two new cards this year, despite her meager income from part time jobs, and my younger daughter was approved for a card with a 70K bonus on her 18th birthday. It's all good. Someday, the pandemic will be behind us, and our family will have a couple million points burning a whole in our collective pockets. I'm not booking anything yet, but I still enjoy exploring my options from time to time.