Originally Posted by
msp3
My last successful payment was at the beginning of the month in-app, I've done lots of in-store in the past but not anymore because of Meta swipe problems. I suspect the $8000 limit does not apply in-app, but we are subject to some other online limit that is unknown. I've gotten the declined transaction before which clears itself up if you wait long enough, this time I timed a Simon purchase wrong (30 days to pay instead of 60) so the volume suddenly got much heavier than usual. I suspect no real "bans" are given out, and these are simply system-enforced velocity limits.
I have two accounts, which I've used in store (one DL, one Passport) before. The one tied to my DL always does verification via 3 questions and the one via passport always does verification via SMS code. I don't know why they are both different for verification. I have not had a successful in-app payment on the DL-account since 12/16 (although possible there were a few days where I didn't try) be it for MoneyGram or CFP to different cards - make it to the last step and then get a declined on the transaction. I still use that account to configure a payment in-app which I then go and pay in-store with a real debit (non-gebit) card, and I've done that a few times since 12/16. My other account tied to my passport has generally been working fine to make payments through