Seriously wonder why you guys are itching to give away 10k+ to Amex for this card. I refused it when it was offered to me a few years ago due to the obscene initiation fees. I mean, if you have nothing better to do with the money, go for it, but it's such a waste of money. I do find the JPM Reserve worth the money, but I've yet to see how Centurion is worth 10k+ in fees.