Retention Offer DP for the Amex Hilton Honors:

Was offered $50 credit or 10K Hilton points after spending $500 in 3 months.

Cheekily I asked what happens if I were to accept the offer then I close the card after getting the credit/points, to which the rep said the T&C says I have to keep the card open for 12 months if I accept the retention offer or else I risk a clawback.

I declined the offers and proceeded with closing the card (and moving the credit to another existing card) just because I only realized recently that Amex now has a 4-card limit policy for non-charge credit cards so I'm hoping that going from 4 to 3 cards will get rid of the pop-up of death for the Amex Plat 100K offer.

If it also helps with the DP, my first Amex US card was a duplicate Amex Hilton card. The card I'm closing is actually an Amex Hilton Surpass card originally and it was downgraded to the Amex Hilton a couple of months back after the second year AF posted. Was not given any retention offers to close the Surpass card strangely.