Originally Posted by
robchow
This procedure (maybe policy) is so YMMV. I wish they stick with one so I know how to proceed with future applications.
If Chase decided to do these reallocations automatically by computer, I will be okay with that. May be Chase just realized having their recon line tied up with these reject and reallocation requests are just a waste of their human capital. They can be used on something more complicated and challenging.
If they do that in the future, I don't need to reduce my credit lines on the existing cards before I apply. That is another saving of their and my time.