Originally Posted by
garykung
This is the part I have strong reservation. Sure - more protections = more money. But the thing is if you don't drive enough rental car (like 10-11 months out of a 12-month period), the $1,000 difference in deductible may bite you back. So is it worth doing this?
I'm sorry, but I do not understand what you mean. I'm recommending not buying any of the add-ons the rental car companies offer. Rely solely on high-deductible (I have $2,500) personal auto insurance, and the free CDW included with credit cards, such as the Amex Plat. Free of charge to you, the card will cover all sorts of scrapes, dents, and minor body damage to the rental. No claim to your own auto policy unless there's a significant accident. You'll have this going for you whether you rent once a year or once a month.