I got declined for CIU. 800 credit score, 150K+ total income, 15K biz income, Legit Business, SP, in business since 2006.

Reasons:
Insufficient business credit info on file
New Chase Business card recently opened
You can too many active accounts or too much available credit.

I can probably clear up #1 with a call or letter. #2 is weird because my last biz card was the United Biz in Jan 2020. My last Ink card (cash) was in Sept 2019. What is the timing for "recently" supposed to be here?
#3, I have old Freedom, Freedom Flex, Hyatt, Chase United Personal and United Biz, and two CIC cards. My previous CIU was closed in Oct and the declined app was Dec 1. One of the Cash cards was previously a CIP until this week.

Should I close a card or two? I don't really need the United Biz and can close the first CIC bc it has a smaller CL. Also, should I decrease the CL on my Hyatt card and personal United ($19K each)?

And finally, should I try to recon this app (no referral used) or wait 30 days and use a referral from my P2 to re-apply from scratch after closing one or more other accounts?