Originally Posted by
Cotton Candy Lobster
Nice to get one positive data point, though it does sound like an ordeal. I also have a real business but my CIC application in July was denied. Might try again.
Yes and note the key factors here: (1) in business since 2016 and (2) $300k annual sales (3) documentation of same.
many people here can’t meet those criteria. A new small “eBay sales business” isn’t going to cut it except perhaps those who already have biz with Chase.
I just got instant approved for Freedom Unlimited (personal) with a large credit line - first time in years that I was not asked to reallocate from other cards. So IME the crackdown is only for biz cards.