Originally Posted by
So5724
Thanks everyone for the comments! I should have clarified:
1. I am talking about the no-annual-fee Citi card (mileup card).
2. What I meant to ask was whether there any hidden/less known benefits when booking or flying AA that might make it worth keeping the card, as opposed to having a Citi Rewards + or Double Cash that earn cash or more flexible reward points. For example, for United, they don't really tell you online that even the free United card gives you special access to lower award flight rates you can't get without a United card. However it seems like this is probably not the case for AA. So I think my question is well answered, thanks for everyone's help!
Been down this road before.
I used to have the $95 annual fee card, then I converted it to the no-fee card.
At that time, I had been calling Citi to waive the $95 fee and they always did (sometimes no conditions, some times certain conditions had to be met) but at one point Citi stopped waiving the fee and that's when I converted it to the no-fee AA citi card.
At the junction you are at right now (wondering if it is even worth it) I decided to convert it once more to the no-AA no-fee citi cash back card (2% cash back for all purchases). I think the 2% cash back is much better than whatever AA RDM or benefits you get with the no fee AA card.
No hidden benefits, all is published on the website.
Note that I converted my Citi aadvantage card from the $95 fee, to no fee, to the no-AA 2% cash back (not cancelled and re-applied). Reason is that in my credit report it shows as the same account and it is my oldest credit account in my credit report which helps with the score, main reason to keep it open.
.