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Old Dec 7, 2020 | 4:33 pm
  #83  
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Join Date: Nov 2004
Location: Los Angeles, CA; Philadelphia, PA
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Originally Posted by garykung
Sure, you can downgrade it. It should be okay.

If I were you, I would do the downgrade over SM.
Chase is okay with churning bank bonuses? When I opened my Sapphire checking account for the bonus, I intentionally kept it open for at least 12 months. Is that no longer required? In either case, I probably won't try to move $250K for the bonus this time, especially if I "should" keep it for an extended period of time. With Sapphire, at least You Invest balance counts to waive the monthly fee. I don't think it works with CPC. It has to be near zero interest checking/saving and/or fee-based investment accounts.

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