I have an HSBC Premier account and with the recent rumors of HSBC exiting US retail banking I'm looking around. I loved that you can qualify for Premier on direct deposit alone and I didn't need to move any investments around. However, it seems I'll likely need to park some investments if I need to move. What are the major differences between Chase Sapphire Banking (75K Minimum) and CPC (New lower 150K requirement as of Nov 2020?). It seems the only difference is access to a banker?

The primary perks I'm looking for are:

• No ATM fees domestic or international + 3rd party fee rebates
• No fx fees on international atm withdrawals
• No wire transfer fees (don't use them super often but its nice to have)
• No fees on bank checks/certified checks

HSBC didn't have all of the first bullet but with an extensive ATM network out of the US it worked. It seems Chase Sapphire Banking fits all my needs. Am I missing a big selling point of CPC?