This one was with Amex FR. The person from Amex said that, as I never benefited from a commercial gesture for the past 2years, she can easily give me free subscription on next date of "anniversary". Only proposal that was made but fine for me.
We did not talk about expenses with the card and, to be honest, it is not extraordinary (<Eur1k/mth).

Talking about Amex travel insurance linked with the card, at least for FR, please bear in mind that you will be covered only for trips inside and/or round trips from country of residence (this later should be <90days duration). I recently suffered the sad experience of booking a multidestination trip with last leg back home to be paid apart and with FB miles. Before booking the return, some flights were canceled and Amex insurance (AXA) kindly refused to help as I could not give evidence of return.