Originally Posted by
tmiw
I actually know a significant number of people who use their debit card for most/all transactions. If a CC is used at all, it is generally only one or two as you said. I suspect other factors come into play, too (e.g. millennials and younger are a lot more leery of credit given life experiences).
I always find this a strange thing. Debit doesn't give you the same protection as credit card, and doesn't allow you to build credit history. The younger kids may be definitely scared of getting into debt.
Originally Posted by
tmiw
EDIT: I just checked and grocery stores indeed pay less (
PDF) at least with Visa--1.4% for the biggest grocery chains with Visa Signature/Infinite vs. 2.4% for stuff like restaurants.
Yeah, looks like the right range, and the highest discount rates go to restaurants/travel related purchases.