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Thread: Why do credit cards give the highest cashback/points for gas & groceries?
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Old Nov 25, 2020 | 12:46 pm
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paperwastage
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Originally Posted by techcrium
I am just curious what they have to gain for me carrying 5 credit cards in my pocket to maximize each category of cashback.
Majority of people I know (who don't frequent FT or Bogle heads or DOC), carry around one card and use the same card everywhere
Some just don't want to carry so many cards, remember which card has which category bonus

They get one card (hey, I spend a lot of money on X and this card offers 5% on X) and use it everywhere (even at places that only earn 1%). Some just give up and get the 2% card (citi double cash comes to mind)

You and I are outside of the norm (using the best card for most bonus).
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