Originally Posted by
garykung
I can't exactly tell you why due to a non-disclosure clause. But all 4 are bad. Really.
Because Chase's credit card portfolio is attractive enough not to offer anything, unlike BofA.
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IMO, CPC does not really anything more. Before, it was a backdoor to get over Chase 24/7. That is over. Bankers just do not have much power over credit card. Some can get to premium business banker, but that is subject to the business banker to work the magic.
At least BofA has the Preferred Reward program. Its cash reward can earn up to 5.25% cash. Even its low Travel Reward can earn flat 2.63% cash. That is as good as Chase Freedom Unlimited.
Even Citi has the Premier + DC combo. It is as solid as Chase credit cards. And you do not need to maintain any relationship with Citi....