Originally Posted by SpudGun

Hi folks,

Trying to find out what happens to Airpoints Expiry if I cancel my credit card - I'm pretty sure that I have several thousand that are more than 4 years old as typically we were saving them for a major holiday for the family round-about now, which is clearly not happening any time soon.

Currently have a Kiwibank Platinum card, which is due to renew in a couple of months and given we are trying to cut costs at home in lieu of reduced income, I would rather not have the expense of a credit card fee when I am not spending on it - having shifted spend to BNZ Cashback instead of Airpoints.

I think I could go for a KB Low-Fee Airpoints card (maybe switch card types), which wouldn't be a massive cost, but I wondered what happens if I just cancel the card outright? Do all expiry dates which originally applied get immediately effected (ie overnight I would lose any APD >4yr) or does the 4yr date get reset and start as soon as the card is cancelled?

I dont think there is a zero cost option to keep the points alive, as the free Amex doesnt have this benefit as far as I know?

Many thanks

SG