Hi

Have Amex Platinum for business. Says member since 1993. I have a boatload of points and I use mostly for my chosen airline or business class to get 35 percent back in points and their fares seem less than AA website. My other mostly used benefit is Cruise Privilege benefit. Like $200 OBC, maybe free kids soda, etc. based on cruise line. Since I am getting a tad older it seems like a safe way to protect points --> money just in case

If I apply and get Amex Platinum Schwab card do I still get Cruise benefits and 35 percent back in points? Weird question would it still say member since 1993? Silly but weird how often that comes up if I need to call customer service.

Seems like most other benefits are similar like Centurion, Priority pass, etc.

I would have both for just a few days and cancel Amex Business account.

Thanks.