FlyerTalk Forums - View Single Post - Chase Product Change/Card Conversion: Downgrade, Upgrade, Keep or Cancel? 2020

Oct 19, 2020 | 6:55 am

#193

pallhedge

Join Date: Sep 2011

Posts: 1,860

Quote:

Originally Posted by joogle

I need some input I have Chase Saphire Preferred with like over 400K points. This is my second year of the card.

Should I upgrade to Chase Reserve? I don't know when I would be eligible for the bonus but it seems like right now its' annual fee is $450 and i could use the $300 travel credit at like Target.

Also, maybe a good way to use the Pay Yourself Back feature seems like that will go on till April 2021.

would appreciate the input

Thanks!

You are eligible for the Sapphire Reserve card if you don't currently hold a Sapphire card (you do) and you haven't received any Sapphire welcome bonus in the last 48 months (you are silent on this). Also, the annual fee is $550 for new applicants, not $450.