wondering if someone can give a educated answer here...

Opened a CIP card 9/20/2019
Annual spend around $15k
Called to see if any "offers" to offset AF, rep said no, but that I could product change.

My question is, if I product change to the CIU card...would I be available to apply and recieve a signup bonus on the CIU card in the future, say 01/2021? Guess I did'nt realize that if I already have a CIU card (product changed CIP->CIU) that I could still apply and be aprooved for the CIU card again? Basically then having two CIU cards. Or, would the 24 month rule apply and I would not recieve a bonus on the card until 9/20/2021?

Might be confusing to some..but if anywhere this is the place to ask...hahah

Thanks again