Originally Posted by
iowa guy
I can understand that when applying for a credit card that Citibank would want to review the application but I've applied to open a checking account with Citibank and I've been waiting 2 weeks for a reply....to open a checking account. I had no idea that it was such a decision as to whether they would accept money FROM me.
Not weird. Banks love their overdraft fees, so they are a de facto lender to anyone who has a checking account. That makes you a potential credit risk.