Originally Posted by
edealinfo12345
Again, I ask you not to take my word but to actually test what I said by going to one of the credit card simulators (e.g. Credit Karma) and testing it out yourself. Credit Karma will use your specific credit information (so it is personalized) and re-compute your score assuming your oldest card is closed. Please report back on your results.
Unfortunately, there is no FICO score simulator that I'm aware of. And VantageScore simulators (e.g. Credit Karma) aren't very useful as it is an entirely different model and isn't used by banks for credit card decisions. A factor that might affect one's FICO score (e.g. oldest open account, say 32 years) might not affect the same person's VantageScore, and vice versa. Keep in mind that before accusing one of
"living a life based on a lie of how your credit card score is scored," it might actually be you living that lie.