Yes, that was my question.

Meanwhile, "Payments could be Apple’s next multibillion-dollar business. That’s what Cowen analyst Krish Sankar thinks. He dove into Apple’s digital-payments business—Apple Pay, Apple Card and Apple Cash—and the analyst likes what he sees. ... Apple Card, he notes, is the company’s newest payments business, but he thinks it could be the biggest revenue driver in that division, with 89% compounded annual growth to $1.2 billion by fiscal 2023.”

https://www.marketwatch.com/articles...id-51601915879