Originally Posted by brajalle

A ss of the language is posted. It takes $1500 in spend before it kicks in, after that it's 10ppd up to 25k points. That is an additional $2500 as you pointed out, but the total spend requirement is $4k. If you hit $4k exactly to maximize it in a month, you will receive 29k points for 7.5ppd in total.

As indicated above, the optimal way to cashout is going to be one of these - 1) a gift card that is 1:1 (or with a bonus), 2) a bonus'd points xfer (if you have a TY card that enables this), or 3) a "loan" cashout for 1:1 (read yepperoni's post carefully). Bonus, get an extra 10% with a Rewards+ card. In fact, this offer alone could constitute most of a single max'd out Rewards+ card (but you can always stack them).