You mean products where "JP Morgan" bankers that sit in Chase retail branches try to sell you on funds that charge >1% fees, perform worse than index funds, and are usually managed by another investment bank (which also charges a fee)? Yeah, that's my favorite perk!

In all seriousness, for most people there is no compelling reason to go out of your way to use CPC because, even if just looking at Chase, Sapphire Checking is almost the same and requires a lot less to qualify. I have it because I banked with Chase before and there was no reason not to get a CPC account. If you are happy already at somewhere like Schwab that specializes on the brokerage side of things, the U Invest platform is so-so at best, and certainly doesn't lend itself to someone that wants to actively invest (no pre-market or aftermarket trading or futures) or use leverage.