Originally Posted by
flyer4512
All they can do is say no. I believe Barclay is using a not so firm 6/24 rule ( speculation that it was mainly for the Arrival card as people who were lol/24 were reporting approval for Jet Blue cards) so I'll make this card application # 6. My wife and I switch off getting cards every 2 year so right now I'm 3/24 but in a holding phase as it seems Chase is lightening up on business apps again. We also have a player 3 who does not travel who fills the gaps when we are ready for another spend/SUB. P3 just got the 80K CSR
We only use 30K Wyndham per year (transferred to CET) so we are good on points for a while and I also expect much better offers on these cards in the future as there were several 45K point offers when all rooms were 15k.
If I were to apply for the personal right now I would get the NAF 30K card as the net benefit to us vs the 45k personal is $55 after you calculate the AF
I had all of my Barclay's cards closed a few years ago, and I've been banned since. This was due to excessive spending on the cards (all organic). I appealed to their office of the president, as well as to the CFPB, without any success. It's not the end of the end of the world, but I did like the chip and pin feature on my Aviator Card, which was extremely helpful at unmanned gas stations and train stations in Europe.