Originally Posted by
TTT103
Be very careful with Barclay's. They do not like high volumes regardless of creditworthiness.
All they can do is say no. I believe Barclay is using a not so firm 6/24 rule ( speculation that it was mainly for the Arrival card as people who were lol/24 were reporting approval for Jet Blue cards) so I'll make this card application # 6. My wife and I switch off getting cards every 2 year so right now I'm 3/24 but in a holding phase as it seems Chase is lightening up on business apps again. We also have a player 3 who does not travel who fills the gaps when we are ready for another spend/SUB. P3 just got the 80K CSR
We only use 30K Wyndham per year (transferred to CET) so we are good on points for a while and I also expect much better offers on these cards in the future as there were several 45K point offers when all rooms were 15k.
If I were to apply for the personal right now I would get the NAF 30K card as the net benefit to us vs the 45k personal is $55 after you calculate the AF