Originally Posted by
RedSun
I just do not see any need to have Chase PC. Chase Sapphire gives me everything I need. The one special thing none of other competitors offer is the free wire transfer all around, in and out, domestic or overseas. You can easily save $40 for an outgoing transfer overseas. But if you never use it, then it is of little difference.
Other than that, the difference is very little. Schwabs does not have min balance requirement. Citi offers possible discount on some CC fees. BofA offers good Preferred Rewards program with CC bonus. But both Citi and Chase brokerage suck big.
For ordinary folks, Schwabs is very good. But if you need to have a local branch, then pretty much anything goes.
I'm glad we have a lot of choices. For this topic at least, I wish CPC had tie into UR bonus and the bonus was allowed for retirement assents. (YouInvest bonus allows retirement assets, but CPC bonus does not - very ironic). UR specials for CPC clients would make it more relevant for me at least - similar to BofA Rewards being boosted by Merrill Edge (or whatever it is called now - just Merrill?).