Today was the last day to cancel my Bonvoy Brilliant Amex Card (AF is $450), I decided to use the chat option and I was transferred to the Retention specialist, I was simple and clear, I was not looking for a partial AF refund or a full refund, just any promotion or bonus points to offset the AF and after a couple of minutes I was offered 60k without any spend. This is my second AF I paid for this card, last year it was pro-rated. Keep in mind I spend around $130k (MS) during 2019 and just less than $8k for 2020.