Originally Posted by ranles

So, we are booked for a cruise late 2021 with business air fare included (Regent 7 Seas). Must pay by June 2020. Must sign up for (outside cruise line) insurance before June 2020.

Okay...I get insurance and pay for the cruise on time.

WHAT HAPPENS IF THE CRUISE IS CANCELLED? Do I get stuck with credit from the cruise line or do I get my money back, or do I file a claim with the insurance? Will insurance pay all, including the air, as the coverage will be for an amount that includes it? Guess I lose my insurance costs (a few thousand dollars) either way.

IF I CANCEL FOR AN INSURED REASON? Will I get the cruise and air costs back from the insurance co? I know I am still out my insurance cost, and fairly so.

I am good until I pull the trigger on the full payment and insurance.

I get vague answers from my TA, and no answers from the cruise line.