I saw this posted on One Mile at a Time and people were fawning over it. I honestly don't understand its value. Basically you can earn up to 4x points (but more realistically you will be earning 2-3x). These points can be used to buy gift cards at major brands. The issue is it never really makes sense to buy directly from the major brands as the retailers like amazon usually sell their products at a better price than direct; especially when you think of brands like Apple, Sony, and Microsoft. I think I would be happier using the Chase trio of cards and earning either 1.5x points (with freedom unlimited); 3x points on travel and dining (with reserve); or 5x points on whatever the quarterly categories are. I think you can make better use and find better redemptions staying with Chase or Amex than going with this mystery card.

I feel like my information would be at risk with this card and the only way they really make money is by selling my information. I dunno I will stick with Chase and Amex .