Originally Posted by
kb1992
By the way, I tried to apply for Freedom Unlimited just to see how "unforgiving" Chase is.
I got a response that they need more time to review -- the applicant has 832 credit score, 250K household income, only one credit card in wallet, never missed a payment for 15-20 years. Zero debt.
How interesting for such a basic card.
FWIW, I got that initial response when I called in after first applying for the CSR last year and had gone 2 weeks without a response. I told the agent that if that was the case, please cancel my application as I wanted to buy some airplane tickets for an upcoming trip and the card was useless to me if I couldn't do that. S/he asked me to hold a moment then returned to the line about 2-3 mins later saying my application had been approved and I could expect the card to be delivered within a week.