Originally Posted by
kb1992
I might simply transfer 1 million UR points to my wife's CSR account.
Is transferring to my son's CSR account permitted?
Will try that route.
By the way, I tried to apply for Freedom Unlimited just to see how "unforgiving" Chase is.
I got a response that they need more time to review -- the applicant has 832 credit score, 250K household income, only one credit card in wallet, never missed a payment for 15-20 years. Zero debt.
How interesting for such a basic card.
You can transfer the points between household. I transfer from my wife to me every month. If your son has the same address, it is probably okay, but wife is safer. So you had a CSR and your wife has a CSR. In that case, I would just transfer the points to your wife's and let them close my CSR. I really don't think it is worth it to pay the annual fee x2 in the same household after getting the original 100,000 UR points bonus. I did the same, bot 200,000k UR, closed one of them.. years ago. Although you might still want to talk to them so you don't have a black mark on your Chase account. I wonder if it would affect other people on your household like your wife's.