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Thread: Chase purchase protection issues [Consolidated]
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Old Sep 11, 2020 | 8:34 pm
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yngdiego
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Originally Posted by giantreesemar
I noticed that the terms for purchase protection now require you to file a claim with any renters or homeowners insurance you have before they'll consider - I guess that's new? But doesn't that void any benefit of using purchase protection, given that I'd then have to report making a claim against my homeowners insurance and send my rates through the roof? I was looking at filing a claim for a $60 pool float that would be absurd to claim on any insurance but I thought was exactly what PP was supposed to protect against.
Although I had to submit my homeowners policy limits, my claim was under the deductible so they didn't require me to file with them. I suspect if your claim is over the deductible that you would need to file and Chase would pay the difference.
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